I responded to a survey and this company, USA Credit Platinum credit card was going to help me re-establish credit after having gone through bankruptcy.
This turned out to be a nightmare, because I couldn't use the card to shop on-line as was told to me unless it Was with one of their companies or affliates, which I didn't know at the time.
When I called to cancel within the first thirty days, the representative assured me that if I wait until their catalogs arrived and after going through them and did not like what I saw, I would be able to cancel and get my money back.
Well, today I called and all I received was nothing! My $149 is down the drain and they want me to go to their web site and shop on-line, since they report to the big three credit reporting agencies.
I was told I would receive a refund of my money should I did not like what I saw; over-priced merchandise I didn't need nor want. The representative gave me the impression I would be able to shop on-line, through my favorite stores, with this credit line of $7500, which turned out to be a lie.
Frances
BOSSIER CITY, Louisiana
U.S.A.
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