Regarding my Walmart Credit card accounts on my credit report:
When filling out the online application, I noticed that the application does not ask applicants to specify which of the 2 credit cards they are applying for: a Walmart credit card or a Walmart Discover credit card. So before I filled out the online application, I called customer service to ask if I already had an active Walmart credit card, would they approve me for a 2nd one if they did not approve me for a Walmart Discover card? They told me by telephone that since I already had a Walmart Credit Card, if my application for a Walmart Discover card was not approved, a 2nd Walmart Credit Card account would not be opened. Yet that is what happenned. I got approved for a 2nd Walmart Credit Card. I told them to close this account, as I did not apply for a 2nd Walmart Credit Card. I complained by email, and got a letter in the mail stating that since everything is accurate, they cannot remove the 2nd credit card account from my credit report. So I closed both Walmart credit cards and opened a Visa Card account with another bank. G.E. Money Bank employees obviously are incompetent.
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