I am only 18 with no parents or family to help me out. So of course, with a car that doesn't run have the time, driving 45 minutes to work everyday, I'm desperate to build credit so that I can buy a decent car (which you have to have some kinda credit to get a car loan).
Yesterday, I received a call from "Phoenix Consumer Services" company just shortly after filling out two credit card applications on the internet.
At first I thought it was strange that the call was so quick, but then again, who knows nowadays (all the more reason to be wary). After several questions, I decided that since they probably got my number from the reputable credit card companies I tried to apply through, I figured that just maybe they were actually going to be able to help (so I handed over my information)...
I spoke to a Mr. Edwards, and he explained to me the "deal". I remembered as I was searching through cards online, that several big name companies also had a one time set up fee. I guess I tried to put two and two together. That apparently didn't seem to work.
After, I got off the phone, I thought everything was fine. Well, today I get home, and decide to play on the net, and discovered this website. So now, tomorrow, I am going to my bank and having my account number changed before they can withdraw any money from it, or sell my information to someone else who might decide to take any money out.
Being 18, on my own, with as little as I make... I can't afford to just "give" money away like that. I'm glad you guys have this site up, and like another report I read on here, I am going to call my state Attorney General and Florida's AG as well to report them. Eventually, someone has got to stop them.
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