My name is Jack Hinkley and my wife Marge and I had a visit from the infamous Richard Schwartz. We had originally gone online to get information on medicare. We got a call from a Senior Advocate from Medicare, his name was Richard Schwartz.
He was on time and he was a sharp dressed fellow. We sat down and he asked us a bunch of questions and showed us this wheel. I just wanted to know about Medicare. He again said he was a Senior Advocate from Medicare. I was a little uneasy, but my wife liked him, so I went along.
Then he started to talk about annuities. He said for us to qualify for Medicare we have to buy an annuity from his company. We did not have enough money for an annuity so he said we could reverse mortgage our house to get the money for the annuity. He even had the mortgage paperwork with him. All the while he insisted he was there to help us. He showed me his license from the Dept.
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