Dear Sir/Madam,
I took personal loan from Axis Bank in 2009 with 60 months of EMI. ECS was through ICICI bank which was SB. Everything was cool since it was through ECS.
I got married and moved to US in 2010. But still I took care, so that ECS was undisturbed. And somehow without my knowledge 3 months of payment was skipped (not continuously). Since my Net banking had some problem, I was not tracking online since 7 months. And as usual on 1st of july also, amount was debited through ECS.
And inbetween the collection agent (mr. Mainuddin from Bangalore) called my previous organization and started talking nonsense. My friends mailed me the same. And today on July 5th I received a mail from Mr. Mainuddin saying that, I was supposed to pay 3 months EMI otherwise a report will be send to CIBIL, Passport office and Embassy. I called him and when I asked the details, he is not ready to give. I asked him that If I have an intention of escaping from that loan, why would I pay for this month and for other months too. He was speechless. And he refused to talk to me. I tried calling him again. But of vain.
Kindly provide me a suggestion, on how to proceed further.
Please guide me through this as it disturbs and hurts me most.
Thanks & Regards
Swity
[email protected]
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