HI
there is too much to write about how we were mislead and ripped off by household finance. The loan was only for $15,000. After paying nearly $300 per month for over a year, we owe $15,770!!!
We got behind a few months ago, and now they are threatning to foreclose on our house! They are the 2nd on it already - we have never been late on the first. At any rate, we were lied to in the begining. We were told the % rate was going to be 12%, and it ended up somewhere around 20%.
We were screwed in so many ways i can't even type it all. We were told that we could refinance in 6 months - when we tried they LIED and said we would only save $50 and would have to pay for another appraisal. They are SUCH LIARS. The original loan rep LIED about who we were and what we owned, just to get our loan through. He said we made more than we did, and that we owned more expensive cars that we do and etc... Unbelievable!!!
Now, for $15k - we might lose our $135,000 house!
Nobody will give us a loan to pay off household.
We don't know what to do.
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