I joined Fingerhut, thinking it would be a good thing. What a crock. When I first joined my interest rate was only 9% and I had my balance at $900.00, but were keeping up my payments and had no problems doing so.
After, Axsys National Bank joined in my interest rates jumped to 28.99% instantly and there were then problems. I was never late or delinquent, till that. And I tried for an ENTIRE 1 year to get the terms reversed and were always put-off, put on hold.
My balanced jumped from $900.00 to $2300.00 overnite (no-joke). And since then, well you can guess. Is there No Justice for a hard working person, who really tries???
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