Brian Mercer contacted my place of employement and spoke with one of my supervisors, where Mr. Mercer began to relinquish personal and private information about me to my supervisors.information that he did not have a right to release. I was then contacted by my supervisor who asked me to contact Mr. Mercer and take care of the problem. I then contacted Mr. Mercer and within several seconds the conversation became very hostile, with Brian cussing and threating legal actions if I did not pay 800.00. I told Brian that he needed to send me information regarding this, to which he replied that he will not negotiate and hung up. I contacted him back and he was still very rude and threating. I advised Mr. Mercer that he was violating several laws relating to the practice of debt collections. He advised that he was the law and that he could do whatever it is he has to do in order to collect the money owed to his company. I advised Mr. Mercer that I indeed had an attorney and that he would be in contact within the hour. Brian stated that it was to late to get a lawyer involved and that the paper work would be taken down to the courthouse in Jacksonville to get "fraud charges" placed on me. I asked how was it possible for fraud charges to be filed, if the alleged fraud was thru another company. He explained that he worked for CASHNET USA and they have authrized Brian to do whatever it is he wanted to do in order to collect. Brian told me that I needed to go to the local WalMart and get a money gram before 3PM and gave me all the information that needed to be placed on the money gram. He stated that once the payment was made, his company would then contact Cashnet and let them know that my account was paid in full. This is when a red flag went up. I was under the understanding that Brian's company purchased the "bad Debt" from cashnet, so cashnet no longer had an intrest in my account because they got their money. To verify this I contacted CashNet and they confirmed that my account was sold, they did get their money, and they also had no intrest in me or ACP. I then again contacted Brian and told him this and he got very irate and hung up. This company is a scam and are only looking at making money from poor unsepecting people. Do not entertain any one who calls from this place. I did contact the BBB in Jacksonville, as well as the Attorney General of Flordia, and the FTC.
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