Applied for loan with the company online and was approved for $7500. Contacted Winsted Lending and I was faxed my contract and with my low credit score the lender wanted a secure prepay deposit of $800 which would go towards 5 months payment in advance. What was odd that the payment had to be done through Western Union to a Carl Gregory in Ontario Canada. The agent, Brevin, then stated the funds will be transferred to my account in 4-6 hours. That did not happen and I called the following morning and was told that an additional $800 had to be made because my credit was "rechecked". I was upset and threatened to cancel and was hung-up on the customer service manager. I tried to contact Brevin about this and was continually forward to voice mail. I called the CS manager back and he stated he grauntees the loan if this addition amount was paid and he even faxed a guarantee letter to me that stated "... Once additional payment of $800 dollars is made, loan will be transferred to my account in 2-3 hours and no other implementations will be needed what so ever after payment is made. So I agreed and paid the money. Until the following day with no call or no funds deposited into my account, the CS manager stated that an additional $750 had to made for insurance for loan to be dispersed. I was outraged! I have no money and did not pay my rent because Winstead Lending put myself under the impression with sign documents that this loan was approved and guaranteed to me. I was conned and will file lawsuit against them once Im given the proper procedures from a lawyer!!
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