These people are NASTY! I was trying to deal with them for some friends and they were awful. They blatantly violate the collection laws by name calling, threatening and harassing calls.
They have been sued before for the same violations.
If you are on SSI, Social Security or disability and have no other income... Stop paying them, they can't garnish those incomes. You will never get your debt paid off... They collect for Citibank cards... Another problem in itself.
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