First, let me begin by explaining the events leading up to this harrassment the MoneyNow USA company has been torturing me with.
Approximately December 15 I went online in search of a payday loan company - I was in need of some extra cash to help pay bills until my payday. I have a Visa paycard in which my paycheck is deposited to every time I get paid. I have a routing number and account number, but did not realize that you can not post money to the account this way - you have to send the money to them through a whole different process.
Anyway, I did apply for a payday loan through a couple of different places and was denied due to the type of pay account I have. I just figured it wasn't meant to be and struggled along with the money we did have.
About 3 or 4 weeks ago, I started receiving phone calls from this man named Ron Branson telling me I was going to jail for 90 days or more and would owe 6 to 8 thousand dollars because I took out a payday loan with their company and that it was deposited to my account on December 20 and that I had never repaid it. I offered to send copies of my bank statement to this guy and everything proving that I never received this money nor was there ever a deposit made to my account by them.
He kept insisting that I owed this money and that he could accept less than what I supposedly borrowed just to "take care of this matter." I told him no that I didn't borrow the money and I could prove it by my bank statements, at this time he said well then be prepared to have your lawyer's name and phone number ready because we will be contacting them to send your papers there as we are planning to sue you or have you put in jail because of the laws of your state. I replied to this man and told him that I had no lawyer but that if he insisted on sueing me for something that I did not partake in, I would show up in court to defend myself.
The representative from this company then asked me if I knew someone by the name of my stepdaughter, I said yes, that she was my stepdaughter. He said "Oh, well I was just wondering." I then asked him if there was anything else and he said no and hung up. I called my stepdaughter and she had no knowledge of her or her ex-husband taking out a loan in any amount from these people nor would they have mentioned my name for any reason. I gave her their number and she called him and talked to the Mr. Branson about why she was mentioned in my conversation with him and then he asked if she knew anyone by the name of her ex-husband and she said yes and asked him to elaborate. He would not at this point and she told him that she did not assume my identity nor did I borrow any money from their company and she hung up with him.
Now every few days I receive a phone call from these people with the same conversation had as listed above - about the same threats with sueing me and putting me in jail, even though I have offered to prove to them I have not received any funds from them and that they should stop harrassing me. From here they put me on hold to transfer me to their "senior attorneys" and then hang up on me.
You know it would be different if I owed a legitimate debt to this company, I could see them harrassing me for their money owed. I did not receive any funds from this company or any company affiliated with them and I would like to be left alone.
Thanks for your time,
Alisha
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