I received a call today from CS Williams who told me I had not repaid a payday loan. After I started asking questions, he got nasty. He told me I was wasting his time, and that I had to pay today.
First, this man listed my name, last four of my social, my checking account number, and two of my friends. Some payday loan company is selling our information! I had a payday loan in July, which was immediately repaid. I even called my bank to check.
If this man calls you, hang up!!! There is no law stating the default of the repayment of a loan can lead to jail time, unless you knowingly commit an interstate act of fraud. Think about this for a minute. A payday loan has deposited into your checking account.in the loan's inception, you work out a payment arrangement. If they have an authorization of payment, they take your payments as scheduled. When you default the call you. He told me that the company had went me 30 e-mail reminders. He said it was not his fault if the had gone to my SPAM box, or were deleted.
When he transferred me to the "restitution office", I was on hold for a minute, then he came back on the line with a different name to try and give me some crap about how much I owed, and how I when arrested tomorrow, that amount would increase exponentially. He also said that my references would also be checked out. He asked if I wanted "People digging into my friend's and family's lives". Please, hang up. Call your bank. File a report, start a paper trail, and file your own report here. He must be stopped!!!
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