In June I found myself refinancing due to immature ex hubby leaving without any notice. CFIC Home Mortgage (later I find out that company is the trademark & doing business as for Challenge Financial Investors and I was double charged by origination fee and again for everything included as origination fee from CFIC to Challenge), CFIC told me what the appraisal of my home came in at ($170,000), I totally disagreed (paralegal here) and had my own appraisal done which came in at $165,000, more like it I was happy. Well Challenge Financial still used their own appraisal on my application; however, I obtained Title Insurance with my figures (fishy of them huh).
OK jump forward to 2011... With all the hoopla going on with fraud from servicers and appraisals I emailed Wells Fargo from their own website after signing in to my account and asked for a copy of the appraisal of CFIC obtained.
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