In my spouse and that I chose to utilize my Virginia Mortgage Loan advantage and contacted our subsequently lender, BANK OF AMERICA. We determined we'd talk to Keith Perry, then, the department supervisor in Muskogee, okay. We merely requested Mr. Perry whether BANK OF AMERICA could account VA Mortgage Loans. He explained yes which he understood "simply the person" we ought to speak with. He recommended he might have a Mr. PORT FELTS contact us to scedule a consultation. We did get a phone from PORT FELTS and created a romantic date to meet up. Both people being VERY FIRST TIME HOMEBUYERS, we were completely dependent upon BANK OF AMERICA for assistance and coaching.in the 20-minute ending up in PORT FELTS, we were reasured by PORT FELTS that LENDER OF AMERICA did actually have our needs in your mind. Especially because of "our lengthy record together." We both should have been druggged, blinded or choose to go briefly CRAZY to really think that TRASH. None of the paperwork he'd only me indication, was finished. PORT FELTS described that people might match again where period; all paperwork could be finished and copies readily available for us to maintain. He described that (THIS ISN'T A LAUGH!) all the LENDER OF AMERICA models in the MUSKOGEE OKLAHOMA area were possibly damaged or from printer. Additionally, PORT FELTS advised us this LENDER OF AMERICA department had GO OUT OF PRINTER DOCUMENT. He could create two INCOMPLETE COPIES of what, we still don't recognize or comprehend. He GUARANTEED us that my reduced credit score of 540 wouldn't BE AN ISSUE. We offered him 340.00 in money for many examination. (Whihc was never completed and cash NEVER DELIVERED). This determined that which was to become our ONE & ONLY ending up in PORT FELTS BANK OF AMERICA and also the first and last period we'd ACTUALLY SEE PORT FELTS. The following couple of months were a nightmarish roller coaster trip of emtional severe levels and severe levels. Which were being managed by LENDER OF AMERICA, PORT FELTS & HARLAND PEASLEE. We never achieved this HARLAND PEASLEE, but did get a notice from him a couple of months after our ONE & ONLY ending up in PORT FELTS BANK OF AMERICA. PEASLEE described that people DIDN'T QUALIFY and we'd NOT QUALIFY until and till we cleaned-up my credit. I'd a late GOVERNMENT-BACKED STUDENT-LOAN, that we not just educated PORT FELTS BANK OF AMERICA of, but I supplied all of the files up to now concerning the LATE GOERNMENT SUPPORTED STUDENT-LOAN. Additionally, I supplied a notice from my Representative that mentioned the Division of Training was CONTEMPLATING a termination of the LATE GOVERNMENT-BACKED STUDENT-LOAN because I'm A - 100% Service-Connected - Completely & Permanently Disabled American Expert. (which was it's 04-17-11 when I create this and also the LATE GOVERNMENT-BACKED STUDENT-LOAN CONTINUES TO BE BEING CONSIDERED although not introduced.) We went from telephone calls from PORT FELTS, BANK OF AMERICA - declaring "GOOD NEWS! YOU'VE BEEN APPROVED!" To telephone calls and characters from HARLAND PEASLEE declaring, "I don't understand this PORT FELTS individual, but I AND JUST I will agree you for this mortgage so that as of today, THAT YOU DON'T QUALIFY!" After several unsuccessful efforts to reachJACK FELTS BANK OF AMERICA, I advised the individual addressing the telephone for BANK OF AMERICA when PORT FELTS didn't contact me in the following twenty four hours, they might push the mortgage up their collective bums! Well, PORT FELTS BANK OF AMERICA abruptly had time for you to call-back! We advised PORT FELTS BANK OF AMERICA of the information we'd obtained from HARLAND PEASLEE, to which PORT FELTS BANK OF AMERICA responded; "Do Not be worried about PEASLEE, I'll manage him." PERFECTLY! All communications from with one HARLAND PEASLEE BANK OF AMERICA CHARLOTTE, stopped. We received a final day by PORT FELTS BANK OF AMERICA once more to "prepare to maneuver." I requested PORT FELTS BANK OF AMERICA what I ought to do using the COMPLETELY NEW PAID ENTIRELY - FREE & OBVIOUS mobil home I'd COMPENSATED MONEY for in 2005. He responded; "Well, it'd appear good for all of us, IN THE EVENT THAT YOU offered it for that greatest cost you will get after which deposit that into YOUR current LENDER OF AMERICA Money Market Account." Therefore, because, for whatever crazy cause, I still respected PORT FELTS BANK OF AMERICA and used to do precisely that. I outlined the MH within the document also it offered in a months period. Nevertheless, the final time provided us by. JACK FELTS BANK OF AMERICA, arrived and went. No telephone call caution people of the, no notice - NOTHING from PORT FELTS BANK OF AMERICA. Fortunately, the person I offered this COMPLETELY NEW PAID ENTIRELY MH to was a good and type individual and decided to let's stay in the house for thirty days. We advised PORT FELTS BANK OF AMERICA of our new scenario and he explained; "DARN! Used to do not let you know to market it THAT rapidly!" Requested of a final day, PORT FELTS BANK OF AMERICA responded; "Well, there are several issuess I'm cleaning and that I truly cannot say at this time." Four weeks arrived and went, we shifted into our Truck and started our existence within the road. Your emotional-state deteriorated also it appeared that people had simply ruined our lives without any possibility of rebuilding, significantly worse, not necessarily experiencing as much as the job. We were along, no battle left. Times confused into weeks and we were certain we'd never notice from PORT FELTS BANK OF AMERICA again. But we did. He named and advised us; "Congratulations! You're likely to shut in a few days! Simply provide 1000.00 money and also the home is all yours!" Headache rerun starts. More income, additional time and much more suffering; we chose to HECK withit and started to proceed to a regular rental resort room. We offered off these possessions that will not squeeze into the today downsized (to conserve money) storage device, offered my inherited cash selection for 1/4 the projected worth (to obtain that 1000.00!) and waited for whichever was in the future. What arrived was a Friday night telephone call from the lady we never achieved or heard about; CHRYSTAL HENSON of METRO NAME & SUBJECTIVE ORGANIZATION in WAGONER OKLA. She described that HOUSE EMPHASIS (whom we'd been informed all of this period, could be performing the closing) wasn't handleing closing. She described that SHE was and we must be in her workplace the next MON with NINE-HUNDRED MORE BUCKS. I directed my spouse to inform CHRYSTAL HENSON of METRO NAME & SUBJECTIVE ORGANIZATION in WAGONER OKLA, to simply maintain our 500 serious and ALL VISIT HELL! More, I'd NOT give anymore MONEY until I really could be guaraunteed that it'd proceed towards THEORY STABILITY DECREASE ONLY. She recommended my spouse that certainly it'd. Well, issues started to lookup! Incorrect!!! Therefore much went and stays incorrect, I'll at the moment merely listing some of the toughest:
1. PORT FELTS BANK OF AMERICA never confirmed only at that proposed final. He actually CALLED IT IN
2. We reached CITY NAME & SUBJECTIVE ORGANIZATION in WAGONER OKLA at 0900 hrs and were on our method to our fresh existence of the continuously growing HELLISH HEADACHE PICTURE! (I had been sure that Rod Serling seems from behind a pine and welcome us towards the TWILGHT AREA!) at 1415 hours.
3. My spouse was divided from me in the SCAM FINAL AND NEVER permitted to see something I had been to signal.
4. Concluding files, for that most component (90-PERCENT) were imperfect, misssing additional signatures, stamps notaries etc.
5. I had been prohibited to see any record in its entirity. It california told me by CHRYSTAL HENSON of METRO NAME & SUBJECTIVE ORGANIZATION in WAGONER OKLA that PORT FELTS BANK OF AMERICA, could be meeting around within the next couple weeks and he'd possess the paperwork, which may then be full. Additionally, "You'll have A FEW MONTHS to look at the files of course if something has gone out of purchase, you ought to be ready to stop the mortgage and obtain your serious money-back." Humorous, she never described all of the 1000.00 below, 900.00 there - funds I made!)
6. That one is just a reall start working the butt. THE PROPOSED VENDOR DIDN'T OWN THE HOME! That's not really a typo! JOHN H. MCDOUGAL isn't shown ANYWEHER within the ESTABLISHED COUNTY REPORT like a prior operator of our property anytime within the homeis documented background! He'd his 59,000.00 check and was down to FLORIDA, not to be viewed again.
7. We were "purchasing" two lots. We unearthed that both were and stay possessed WITH A RURAL WATER BUSINESS! Additionally, THE INITIAL OWNERS - STEVE JONES & HIS PARENTS had TAKEN among the tons having a cohort location a mortgage on an unowned ton because of "a 3000.00 mortgage" from stated buddy and cohort. This "mortgage" and following mortgage were documented from the REGION CLERK OF WAGONER STATE WAGONER OKLA - therefore affecting and finishing the robbery. TEVE JOHNSON and COHORT simply turned up in the office OF THE COUNTY CLERK OF WAGONER STATE, WAGONER OKLA and cheerfully introduced and documented the MORTGAGE HAVE BEEN PAID - HALLELUAH! Take away the loan! Bam! MIRACLE AGAIN - STEVE JONES TODAY OWNED A GREAT DEAL NO BODY STATED (They're declaring it now!)
8. PORT FELTS BANK OF AMERICA had, with malice aforethought, wrongly documented towards the THREE MAJOR CREDIT AGENCIES many loans that I'd, unknowingly tome, acquired from LENDER OF AMERICA. One your day after getting the first telephone call from PORT FELTS BANK OF AMERICA, to get a HOUSE EQUITY LOAN! (I'd no house in whihc I really could have constructed collateral!) Then Your very evening following the only ending up in PORT FELTS BANK OF AMERICA, another loan from LENDER OF AMERICA, a REFINANCE MORTGAGE LOAN! (IHAD NO HOME TO REFINANCE!) Next, 30 days before the PORK PUPPY & HORSE FINAL, BANK OF AMERICA documented providing me a TRADITIONAL MORTGAGE LOAN! (Desire I'd THAT home to reside in!) You undoubtedly believe this can be a tale, it's NOT. I've Credit History showing all this AND MUCH MORE
9. After I required paperwork which was NOT provided people in the SCAM PUPPY & HORSE FINAL, PORT FELTS BANK OF AMERICA responded that "You've all of the paperwork you'll need!" (it had been at the moment PORT FELTS BANK OF AMERICA started declining our calls and not delivered any aswell)
10. Proof today continues to be unearthed that this SCAM Virginia HOMELOAN was NEVER a LENDER OF AMERICA HOMELOAN - IT HAD BEEN A COUNTRY-WIDE MORTGAGE!!! (We never heard about Country-Wide till we noticed them about the information getting busted to be criminals so when BANK OF AMERICA stated, "Wow A scam mortgage servicer receiving broken! WE WNAT TO PURCHASE IT!)
11. We required files on the near regular schedule, never recived any regarding home purportidly offered to us in Wagoner, okay. We did nevertheless obtain paperwork and pictures of qualities in TX & LOUISANNA that I suppose we bought with these SHAM LOANS we found.
12. WE SHALL NEVER HAVE THE ABILITY TO PAYOFF THIS MORTGAGE, even when we manged to gather a few of the incredible wonderful characteristics of the forked tongue magicians at BANK OF AMERICA and settled it down, we'd permanently pay rent-to therural water area! Yes, lease! (Your insurance professional was section of this fraud aswell. She offered us a TENANT'S PLAN! We never realized that within the imperfect, unreadable plan she delivered us after 4 decades of seeking it.)
13. BANK OF AMERICA settled our insurance professional FIVE TIMES! Five annual premiums for the same year or covergae interval! This obviously place us into debts, and LENDER OF AMERICA was very pleased to jeopardize, chastise and continoussly harrass us all the time over this scarcity THEY TRIGGERED! Whenever we eventually thought it out and demonstrated it to EVERY SINGLE DARN LOACTION OF BANK OF AMERICA, EVERY SINGLE CUSTOMER SUPPORT HEART EMPLOYED BY BANK OF AMERICA. TO ANYTHNG AND ANYBODY THAT HAD BANK OF AMERICA PRINTED ON THE BUILDING OR PERON; were we ready to become comfortably numb and exceptionally pleased our mortgage might stay in debts to get a simple 1.17 in the place of THOUANDS! We were quickly getting full-fledged SLAVES TO BANK OF AMERICA. Captivity that will last an eternity
14. We skipped ONE COST in September 09, we obtained a notice from LENDER OF AMERICA they were SELECTING TO ADVANCE FORECLOSURE! This notice, (we still contain it) was shipped once the cost wasn't a month overdue
I've grown tired of creating this. BANK OF AMERICA is composed of criminals, assurance males and skilled guide cookers; I'd recommend all to remain away. For us, nicely; just how much longer company we've left to reside anyhow?
0 comments