My story is basically identical to the ones already posted. Change the date of the letter and the dollar amount deducted and we're all one and the same. I leased-to-own a credit card terminal from Lease Finance Group (LFG) and made my final payment in June. I never received a letter, notice, or statement from LFG indicating that additional payments, interest, or taxes were owed.
On Wednesday, March 8, I received a letter from SKS Associates (dated 02/24) which stated that they had "acquired all of the rights, title and interest in certain leases owned by Lease Finance Group, LLC" and that after "an audit was conducted" on my account, "it was determined certain taxes and related fees due were either not collected or under collected." I owed $94.03, which was to be debited from my account on 3/09, giving me one day to find my old LFG records. On Thursday, 3/09, my account was debited for $94.03. My calls to their toll free number have gone straight to voice mail and remain unanswered.
I'm sure most of you will agree that the amount debited by SKS is not your primary concern; it's anger towards the fact that a company can come in out of the blue, send you a misdated letter, and promptly steal money from your account years after the fact. Judging by the dates on this post, it looks like 3/04 is the first reported incident... Meaning that SKS itself must be a new scam operated by scammers guilty of operating in the same manner under a different name.
My first inclination was to contact the New York District Attorney's office but I decided that I will try and file a class action lawsuit instead. I just sent an email to my attorney's office and I expect to hear back on Monday. I prefer to move quickly because I'm sure SKS will quickly pick up and close shop in short order. I will provide an update when I receive a response from my attorney. Again, the purpose of this suit is not to recover any significant monies from SKS but to have those responsible held accountable for their actions.
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