I received call from them saying they could help avoid foreclosure, I had my house up for short sale and my Realtor had received 2 asking price offers then I spoke with Rudy Sardina who took my financials and said I qualified for the OBAMA HAMP program, they charged me $2500, he said he could get my interest lowered between 2-4% for a payment of 500-900. Now $2500 later, my only offer was for a forebearance with $3200 down and my normal payment of 1632 mth, I did not need to pay 2500 for someone to do forebearance, I did that on my own 2 yrs prior when I first got divorced. My lender denied the HAMP mod as they said my income did not qualify for the HAMP program but Rudy Sardina (their #1 salesman apparently) told me I did and nothing has changed with my income, Rudy took my financials, said the board accepted my case and could help me and took my money and they never even stopped the foreclosure preceedings! I told my contact - Michelle Jones the loss mitigation negotiator who worked on my case that I was unhappy and got absolutely nowhere, spent 2500 and am worse off now than before Rudy first called me. This office is not here to help, they take your money only, they did not even attempt to make it right by refunding my money. I have contacted them daily wanting a refund, they ignore me, I filed a complaint with the BBB and they refuse to answere them also. I now have filed a complaint with the Florida Bar on Monday. I was never given a modification, only offered a forebearance or short - sale, they knew up-front the HAMP req'ts why do they tell us we are qualified only for the lender to say not qualified? Because they will tell you anything they want so you give them $2500. This must be stopped, I want my money back and want them to stop preying on homeowners in trouble. I am the sole provider of my household, my husband has no income and I support he, my 16yr old son and myself and need every penny I earn and they just robbed me! Do NOT do business with them, they are not legitimate and they are not on your side, they only want your money.
0 comments