I went to Experian.com simply to get my current credit score. They claim they will give you a full report, including your score, for only $1. This is outrageous, because they are supposed to be doing this for free. I also noted that getting the score also enrolled you in a monthly "plan" that cost $14.95/mo and that I would be charged unless I cancelled in 7 days. I know about this scam that all the credit reporting agencies use (claim it's free, but enroll you in a "plan"). But I figured I'd just immediately cancel and no harm done (except for the $1).
It all worked. I got my score. Then I called the 800 number and I got an agent who canceled my plan, after a lengthy hard-sell and an offer to keep me enrolled for 2 years at half price.
What really got me, however, was that when he hung up, he said, "Thank you for calling FreeCreditReport.com"!!!
That means that Experian is using the con artists at FreeCreditReport.com. They are taking inquiries for your credit score, which are supposed to cost you nothing, then charging you a dollar, and then FORWARDING your personal information and an enrollment to FreeCreditReport.com. They do not disclose this on the website. They make it seem like it's a plan that is from Experian.
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