Usacomplaints.com » Business & Finance » Complaint / Review: Bank of America - $1500 in NSF fees in a year!. #640159

Complaint / Review
Bank of America
$1500 in NSF fees in a year!

I'm a small company client in Philadelphia, PA. I've experienced company and bank along with you to get a year today. I popped my consideration in January. I've cheated a great deal your services including 2 checking balances and vendor solutions. This past year I've had lots of issues with Over draft costs. At that time you didn't provide overdraft protection between checking accounts. I really could not manage a checking account at that time and that I have settled about $1000 in costs for you this past year. I’m not worrying about this since which was this past year I simply wish this season is much better for me personally. However it gets really annoying when you're a struggling business proprietor attempting to allow it to be within the economy.

I'd like 2 tackle a scenario that I've sustained inside your Philadelphia Department on 10th & chestnut e on January 20. Around 11:30am I strolled in to the department hoping of getting a quality towards the $175 in over-draft costs I had been being billed for. I had been helped from the department supervisor, nicely atleast I thought I'd be assisted. I visited him with my issues and he instantly closed me along with “I’m sorry but its nothing I will do”. I expected him about one-fee of $35 that arrived that evening since it was resources obtainable in my consideration, he couldn't describe why I had been being billed again. The discussion returned & forth to get a moment or two before I requested to consult with a supervisor. Then he explained he was the supervisor. Not once did he expose herself in my experience - the entire period we talked I believed he was only a customer support representative. I subsequently requested to talk to another director or possibly a boss, since I'm like its usually something which can be achieved and that I sensed that I'd a legitimate debate.

Then he wound up providing me several to get a lady named Claudia Dulac. I named the amount in his existence and also the quantity was a device. I subsequently requested to get a quantity or perhaps a e-mail or tackle that I will contact her at. Then he quit and returned having a quantity and proceeded to contact her within the space and location the phone call on speakerphone. He never shut the doorway and everybody placed within the waiting place noticed my entire discussion! When I talked to Claudia she wasn't truly hearing me as though she truly didn’t actually take care of the telephone phone. When I was attempting to clarify what my issue was she simply kept stating that it had been my problem, and she’s producing the ultimate choice to complete nothing for me personally. I expected her who do I keep in touch with easily desired to place in a or could it be an area supervisor that I will keep in touch with after her. She subsequently stated “No, I'll not provide you with any info, somebody may contact you”. The Supervisor required the phone call off audio stated some items to her plus they hungup. He explained that I'd to depart simply because they weren't likely to assist me or provide me any info.

I understand my company is little and that I may possibly not be one your million-dollar clients but I’m nevertheless “A” client! I expected him (supervisor) for Claudia’s info, he advised me he'd not provide it in my experience, after some back & forth I named the Financial Institution of America 1-800# in his existence since I thought they'd aid me greater with processing a criticism. As I’m about the telephone, he began to contact LAW ENFORCEMENT! He named somebody on his mobile phone after which the Philadelphia authorities on me since I needed a telephone number and contact info of someone that might be prepared to assist me. The girl in the 800# was about the telephone with me and noticed anything! It had been probably the most uncomfortable scenario I’ve actually experienced in my own living! Actually the entire period the doorway is available and also the entire reception is observing me just like a display! As I’m detailing the problem towards the #800 repetition. He attempted to create down a title & quantity for me personally, whilst the authorities exist waiting. I told him I had been likely to shut my consideration he confirmed no-interest at-all keeping in mind me like a client. I expected him who had been said to be calling me back and he explained “ I don’t understand, perhaps somebody from customer support or client resolution”. Well I stated how are they likely to contact me? Not once did he ask me for almost any of my contact info. That leads me to think that no body was actually likely to contact me back.

I had been embarrassed and humiliated. The girl in the call-center noticed the discussion and recognized my good reasons for being upset. She assisted me so much she told me that I had been entitled to facility protection established me-up having a new bill and returned these costs. I had been extremely thankful. At that time I didn’t actually worry about the costs anymore, I simply wished to document a but actually if it wasn’t for that lady Kristen in the Montana call-center I'd have shut my bill.

Main point here I've never been more humiliated in my own life. What did I actually do that I'd make him believe endangered he had a need to contact Law Enforcement on me! I’m a black woman and that I was alone. I've never been handled like this from ANYONE! I'm 30 yrs old and not have I ever endured any legalities. I never confronted anybody or had something that might damage anyone. Did I obtain the authorities named on me since I had been dark? Or is that this is the way you handle your visitors simply because they wish to document a? I considered like a client easily desired contact info on somebody like a supervisor I had been ready to obtain it? I’m injured and confused. And that I would not get into that department again not to mention downtown to complete my bank, due to that embarrassment. Before I quit I had been ready to obtain the manager’s title that place me thru this crisis, it is…

Raja Tazeem

Banking Center Supervisor I

10th & Chestnut Banking Middle

I really hope no body otherwise would need to encounter this sort of treatment…


Offender: Bank of America

Country: USA   State: Pennsylvania   City: Philadelphia

Category: Business & Finance

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