I was approached by a telemarketer (obviously a black woman) who is not the first nor the last who offered me a credit card for $200 to $350 upfront and $1000 - $2500 in credit for a VISA or Mastercard. I desperately wanted to have a decent Christmas for my five children and so against my better judgment I allowed the ACH from my bank account for $299. I was promised (and I specifically asked her if she promised) it would arrive by Federal Express within 10 to 21 business days. She said it would actually arrive around the beginning of December. It has been 22 business days and the phone numbers are not listed nor is the company itself listed anywhere, even on the net. The phone numbers work but in general you spend 15 to 20 minutes on hold and then they tell me that it is scheduled to be delivered tomorrow (which is late) and then today they told me it wouldn't be till next week which is way too late for Christmas. I should have known better but I didn't honestly think that businesses acted like that in this country unless they're foreigners (which all of their phone operators are). Please, please help me.
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