I was contacted by Global Benefits one day at work on my cellphone and was offered a credit card with a $1500 credit limit. There was a membership fee for $299.00 that had to be electronically withdrawn from my checking account which I had to give up during our recorded conversation. I card was suppose to arrive in the mail ten days later, no card showed up and when I called they said for me to have it in 15-20days.
I did my research purely based on a gutt feeling and decided to put a stop payment on the check they were going to withdraw from my account on Dec 5th. Imagen my frustration and anger when they still went in and did an EFT unathorized withdrawal from my account of $299.00 on December 14th. I disputed it with my bank but there was nothing they could do but advise me to close my account which I did. I called the number on the charge which is South Star and Amerifit Charge Company only, they had a rep from Global Benefits call me the following day and promised the package with the card will arrive within 20-30 days after the payment had cleared with the bank.By this time I was so angry at myself for being so eager to build my credit that I lost my common sense when Global Benefits had initially called me with their offer.
I am an immigrant trying to establish credit in this country and scams like this make you not want to even try to get a credit card. Who can you trust?
If anybody needs my testimony I'll be happy to help in an attempt to put a stop to this scam and Global Benefits.
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