I received a call on Tuesday, December 16, from my elderly mother. She was upset and scared after receiving a call from a Brenda Miller of Camco Capital. Ms Miller had insinuated that it was extremely urgent she talk with me, or my wife. As protective mothers do, she refused to give them any information, but did call me to find out what was wrong. After I returned the call to Ms Miller (who refused to leave her phone number with my mother. However my mother got it from the caller ID) I was advised that I had a debt of over $700.00 and after interest and penalties, I now owe them over $1400.00. When I started to inquire where the debt originated, I was told I'm not sure, this debt has been placed with 3 other companies.
My curiosity started to peak, and asked them who the account was on. Upon initial contact with this fine company, they could not even find my account. They said possibly my wife, or me. That certainly peaked my curiosity as I have never been married. After stating that fact, Ms Miller became very irritated and verbally abusive with me. She stated the debt was probably from 1990 or 1991.
When I advised Ms Miller (if that was in fact her real name) that I have lived in the same resident for over 13 years, and that if I had such an alleged account, the original issuer certainly would have my address. I then asked for her to send me any and all documentation they had so I might review these charges. She refused and transferred my call to some unidentified male, who was even more abusive.
He started yelling at me and interrupting me on the phone any time I asked a question. I made it perfectly clear that if I was expected to pay any debt that I was not aware of, I wanted documentation to show the debt was just and due. I also reminded this gentleman that I was not a deadbeat nor a moron as he alleged. He became very argumentative and abusive. I asked him again to send me the documentation for my review, as he would need to provide the same in the law suit which he threatened.
When I asked if they were a Collection Agency, he stated no they were not. We are an acquisition company. I asked what exactly was an acquisition company. He never gave a straight answer. Apparently they believe that by giving this answer, they do not have to abide by the Federal Fair Debt Collection Laws.
The bottom line is they refuse to send any documentation verifying any debt, or that they even have the correct person. My intentions are to file a formal complaint with the Illinois State Attorney Generals Office, to bring a stop to these unscrupulous and unprincipled practices.
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