My partner exposed this consideration in 9, after getting cancer and being not able to spend our medical statement we'd to document bankputcy section 13. Our lender are recieving 100% of the money-back however it has ended 5 years. It's been three years today, we've been spending 100% promptly and my spouse and that I want to purchase a home FHA. FHA requires us to possess all our balances which are in bankruptcy to refect that within our credit history. I contact all 3 Credit Agencies about all our consideration. All businesses complied using the reasonable credit work and documented our balances together to be in a section 13 EXCEPT SST / Columbia Bank and Confidence. For three years we've been composing characters, faxing, calling as well as simply submitted a using the Federal Trade Commission (FTC). SST / Columbia continues to be employing misleading techniques about the reporting of the consideration. Each time we've complainted they'd "APPEAR" involved with it and because our first criticism three years before, his credit report today display 3 balances all starting on 9 but with 1/2 bill number on a single, a-4 digit bill number on another (area of the unique bill number), and also the 3rd bill number may be the complete unique bill number however they all have differnt times of last exercise (the day that people reported) this day is exactly what the credit agency employs to determine just how long a merchant account remains about the credit history (7 years from the reasonable credit work) one bill Exhibits bankruptcy (that will be correct) however the day is that this month 12... So it's damaging his credit rating since it is just a FRESH overdue, though it was closed-in 4. Additionally FHA won't provide a mortgage to anyone who includes a delayed within the last year... Therefore once more I've to challenge this and it'll consider 30 more times... Another two balances display selection / charge-off along with a 7 along with a moving overdue about the additional consideration... This Really Is really decepitve and incredibly incorrect. We've named and faxed and everytime we obtain the same woman "Rendy???" she'll not return our calls today and that I have attempted to locate who her boss is... To date no fortune, but we're going to shed our house to a different pair since this consideration is supporting our mortgage. HELP PLEASE if anybody knows something we are able to do!!!
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