Seems that Consolidated Credit Counseling Service is consistant. My complaint is to simular to others, therefore I disbelieve Gary's rebuttle in other posts.
August 2 I recieved an approval package from CONSOLIDATED CREDIT COUNSELING SERVICE. I was to fill it out and return it to CONSOLIDATED CREDIT COUNSELING SERVICE with a $10 membership fee "which turns to a monthly fee or what ever they want to call it, $10 a month to them" sending it Priorty mail. This way CONSOLIDATED CREDIT COUNSELING SERVICE could get things going immediatly to help out my situation.
August 9 I mailed everything CONSOLIDATED CREDIT COUNSELING SERVICE requested.
Same time frame I contacted CONSOLIDATED CREDIT COUNSELING SERVICE asking what I should do about my payments to my creditors.—
I had 2 Credit cards Mastercard and Visa from the same financial Institution, I had closed both accounts a year ealier. I had never missed a payment and it was important that CONSOLIDATED CREDIT COUNSELING SERVICE would make my payments on time. I was told not to worry about it that "They CONSOLIDATED CREDIT COUNSELING SERVICE would take care of everthing and not to send a payment".
August 11 I made my payments myself.
August 30 I sent CONSOLIDATED CREDIT COUNSELING SERVICE $125.00. $85 To cover my credit card payments $10 for CONSOLIDATED CREDIT COUNSELING SERVICE fee $35 to be paid extra on one of the cards. My credit card payments are due on 17th and 20th of the month.
THEY MISSED THEM BOTH AND DIDN'T PAY THE EXTRA MONEY ON EITHER. I sent a letter with the payment outlining everything.
*they requested the info back priorty mail, recieved payment 2 weeks early. Had a month and a half to set up the account and failed.*
I now have late payments on my statments. The CONSOLIDATED CREDIT counselor keeps sweet talking me, says it not them. My credit card company states they missed the Sept. Payment "Which CONSOLIDATED CREDIT COUNSELING SERVICE did" thats why the missed payment is on my record.
I had to contact CONSOLIDATED CREDIT COUNSELING SERVICE about the missing money. I guess they thought it was "bonus money" for "Boneing me".
CONSOLIDATED CREDIT COUNSELING SERVICE pays your payments after they're due. This way it takes you an extra month before you can ensure everything is ok. I send CONSOLIDATED CREDIT COUNSELING SERVICE payments at the beginning of the month. CONSOLIDATED CREDIT COUNSELING SERVICE doesn't make the payments until the end of the month "which I am responible for in the middle of the month"
I have all the documentation and may post it here if need be. Thier rebuttles to the others are lies as far as I'm concerned They. Ve RIPPED_OFF over 100,000 voiceless people that are getting thier voice back.
In all fairness they did get my interest rate lowered as promised. What difference it makes, NONE when all the payments.
CONSOLIDATED CREDIT COUNSELING SERVICE will not save your credit! CONSOLIDATED CREDIT COUNSELING SERVICE will infact create bad credit where there is none.
Don't be foolish like the rest of us have been
Consolidated credit counseling service aka www.debtfree.org
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