On or about Dec. 8.2008 Fresh Start Mortgage contacted me by mail. I was in a bankruptcy at the time. Fresh start said in there letter that i could lose my house due to arrearages in my plan. They sugested i contact them to refinancemy loan regardles of my credit history using there "Mend or Lend" program. Sounded good to me. They sent by mail some forms for me to fill out about my finantial situation. Also I signed some documents, witch i did not get a copy of. A letter explaining my responsibilitys as not to talk with the lender was also included. After some days of waiting on fresh start i got concerned and called the lender to discuss my situation. After that i called fresh start to inform of what they said. They told me being how i talked to the bank they could not help me and would not return my 1281.00 to me. I asked them to send all documents to me, all that was sent was a financial form I had filled out and returned to them. I contacted Cris Sowells some time later to get my money back, he rebuted me by saying most homeowners dont lesson to the pros and do what they are told. Ihave not seen a penny of my money.
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