This is what happen to me...
2 years ago I have a balance with Washington Mutual and collection agen did contact me to make payment arrangement and so I thought I already deal with the agency.
And I just open new checking account with Chase which is they bought WaMu just only for my direct deposit suddenly on the day of my paycheck Chase wipe out all my salary and apply to the balance that I owe without any disclose information.
Usually when you open the bank that you still owe they will not going to allow to open any new checking acct so now I left with 0 dollars.
So please do not deal with Chase is just to many tricky way
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