I had been with United Bank Card for 5 years when I switched over to another credit card processing company. When I called them to cancel my account they told me there would be a $250 termination fee. I asked them what was early and they said prior to 3 years. I told them I was with them for 5 years. They said that they (unbeknownst to me) automatically rolled me over for another 3 years after the first 3 years and that even though I was 2 years into the 2nd three year term I couldn't terminate without paying the "early termination fee" ($250).
They faxed a form for me to sign but I didn't sign it because I didn't want to pay the early termination fee. It's been almost a year now and I get strangely labeled and varying charges on my monthly bill (anywhere from $5 to $95) even though I haven't used their service in almost a year.
They won't go away. Lately they have been threatening to send me to collections. Last month they sent me a FINAL Due balance of $129.50 and 30 days later got another FINAL Due balance of $479.32.
How can I protect myself from these scammers? I think they need to hear from the Attorney General. I can't afford an attorney. I am a small 1 man business.
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