2006 was the year I was convinced to buy a policy with false pretenses and false information. Excessive commission only find that too late. You can do every thing on line -get info change premium payment, policy look up but not mention of way to surrender. The extensive effort let to a way out was to submit the original policy and via a agent on premises. Why would anyone in right mind would ever want to get back with agent who is of no use to the consumer - the only purpose he. She serves if to reward the seller. This policy if self defeating for any company specially for the one like HDFC. I wish the upper authorities wake up and hold the agents to task to serve the consumers and not themselves. I wish somebody will help me get a SURRENDER FORM so that I am able to wash my hands off this evil corporation's crutches.
Pinaki Sett.
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