Two years I asked for help! Mainly just to stop paying my principal so I had money to pay my credit cards off. I made 1st payment on property taxes in 09 but fell behind. I was able to catch back up in 2010 and made 1st payment again. In March I get a notice that BoA paid off 09 taxes without telling me and then they escrowed the next two years taxes into my loan which took my loan from $800 to either $1205-$1600 depending on how I wanted to pay them back. Hello I needed it to go down no double in price. Once again I started calling to see what's going on and try and get temporary help. Guess what they told me every time? That because I wasn't delinquent they couldn't do anything to help (also income). So I took their advise and stopped paying my loan. Shortly after the first missed payment my phone started blowing up! Two days after they didnt get the 2nd payment they send me a letter (Notice of Intent to Accelerate) meaning that I better pay of they will foreclose! Now this is after only 1.5 months they start threatening to take my home. When I own 50% of the property. After receiving this letter I call finally to talk and see if their able to help. Well finally after getting someone the spoke english the first words out of their mouth were are you making a payment. No remorse to try and find out if they could help me. I've never felt so walked on in my life. This coming from someone who's been robbed by family, cheated on by friends and loved ones and just plain chewed up and spit out by others! Please take my advise and that these people don't care about anything but there bottom line. Remind these's companies that if it wasn't for us they would have no bottom line since we help them get threw though times but they won't return the favor! Hope this helps anyone from making the wrong choice!!
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