I started a loan mod, with Chase home finance everywhere USA, I'm a Contractor I was on a Job and happened to be in the wrong place at the wrong time, An electrical service panel, The panel explodes and I catch on Fire, from my belt line to the top of my head, my hairs on fire my clothes are on fire, I'm Melted, so I take a few days to recover, I call all my creditors and let them know I'm a mess I call Chase and they tell me sorry If your not behind we can't help, so I become behind for about two months, then they accept me into there system, I make a payment and then the letters start coming saying I'm late etc. I call they say it's fine I'm all current, I do this for about a year just to make sure I'm OK with them, they say the same thing (your just fine just keep making the payment) so I do and then the ask for this piece of paper and that piece of paper, then they lost a piece of paper page 2,3 & 4 are missing, send over your tax statements (for the 23rd time) so I keep playing there game and making my payments,
Then I get the paper last month saying I'm denied. I then ask what's next, They say try again over the phone, so I give them the little bit of info I have from memory over the phone while I'm driving and they say No again, so now I get foreclosure paper work saying they are going to escalate the sale of my house and that I owe 10,000 dollars in back payments and I know I'm a month behind cause that's what they told me to do.
So now this 45 year old man with a 7 year old boy and a 12 year old boy and my great wife are going to end up homeless? The bank is going to take a home that I built with my own two hands over a clerical mistake on there end and a near fatal accident on my end. Is there any way to get real Help??
0 comments