When I opened a checking a/c with TD Bank I was told it was totally free. Then after one year when my balance happened to be below $100. They charged a $10. Fee. During the first year my bal would drop below $100. From time to time and nothing happened. They said it was totally free forever, not just one year when I opened the account in the Neptune, NJ branch in Jan. Then in early April my balance dropped below $100. And they charged me twice for that occurrance. ($20.) And I never bounced a check in my 67 yrs. Their attitude and misrepresentation will force me to close the a/c which is an inconvenience to those that auto withdraw from my a/c. (ie: elec, ins etc.)
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