They called me at the end of July saying that i would get a credit card with a limit up to $2500. It took them almost 3 weeks to take the money from my account in the first place. That should have been a red flag right there. They also said that if i needed to, i could take a do a cash advance when i got the card. If need be, they said, and that it would be around 20-25 dollars a month to pay that back.
When they finally did take the money out on 7-25-03 it took them almost 2 months to send me a package with a debit type card application. I already have a debit card and there was no need for me to get another one and have to pay a $17 fee everytime they transfer the money. And a coupon book that i would not be able to use almost any of the coupons in there. There was hardly anything in it from my area.
When i called them back, they said to return the package and call in one week. I called within a week and then they told me to give it 10-15 days like when they sent the package (wich took them over 2 months).
I have called them every week so far, then when i called them today they said my account was closed and that i would nee to call Royal Credit Solutions in Florida. I asked for a phone number and very rudely they told me i had to call information.
They only number i could come up with was the same number they gave me from the start.
I am a single mother and i need help. I live on a very limited budget and it took a lot to come up with that money, but i thought it would be nice to have a card to fall back on in needed situations.
Do not let them take your money also. Do not give them any information, and if they call you tell them NO!!!
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