I recently applied with USA Credit for an Unsecured Visa card, thinking it would be a good way to rebuild my credit. More fool I.
The company asked for a 'security deposit' of $149.95, which would be refunded when I received my card. A month later my card came in the mail, but it was not a Visa.in fact, the only place my card is valid is when I purchase from their online store!
None of this was told to me on the application, and I was offered a Visa, not the worthless piece of plastic they sent me. And the refund? Yes, I received it, but it is only a voucher good towards paying off bills on a credit card I cannot use!
Obviously, I'm not the only one they have ripped off. Help me, please?
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