I have been trying to repair my credit for quite some time now. This company called me one day and said that they were able to offer me a credit card that would help rebuild my credit. The rep that i spoke with told me of a processing fee that would be credited to the card when i had made a purchase with it so it really wouldn't be costing me any money. It sounded good.
I figured it would be handy to have a credit card around in case of an emergency. I was under the impression that this would be a visa card that i could use whereever i wanted. I asked the rep if this was a visa and she said yes. There is lie number one.
When i recieved this card and found out that this was not a visa but a card to use at there online store full of crap i do not need i called imediatly. I requested a cancellation of the account and a full refund, and was denied.instead the rep gave me an additional credit towards the card to total $200. I thought wow that's really nice of them. There should be something on the site i could use and then i could pay for it with the credit that they were giving me.
When i recieved this so called credit in the mail it was only for $150. I called and spoke with someone and he said that the most that they could ever credit was $150 and that i must have heard the rep wrong... Lie number two.
I called the other day requesting the account be cancelled and to be refunded all fees that i was charged. The rep informed me that because i was issued that credit voucher there is no way that they can do that. I am extreamly pissed off.
I am going to get on there web site so i can buy something i really don't need so then at least i can get some of my money back.
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