I'm an over the road trucker, as is my husband. He was diagnosed with lymphoma (80% of bone marrow) in April. As a result of chemo beginning then, he wasn't able to work for about 9 mos. Everything I made went to cover 2 mortgages, his truck and trailer payment and all of our regular bills.in order to cover those expenditures, I had to charge fuel for my truck and maxed 3 credit cards. Although the cards were on low-interest promo rates, and I did my best to make the payments, the promos ended and the interest rates went thru the roof.
I received a call from Siler Financial Group and was told that, for $895.00, they would negotiate with my credit card companies for a lower interest rate and they guaranteed (on the phone and in the written material I was sent) to save me $7,500.00. I agreed and paid them (on a credit card) and was given a counselor, Thomas Schwartz, to take care of the negotiations. He was successful in getting one of the credit card companies to lower their 22.9% interest rate to 10% for 6 mos., with right of extension after that time if necessary. Since I only owed them a bit over $3,000.00, I was satisfied. Then he tried to deal with Wells Fargo without success. I am being flooded with letters from Wells, demanding money I cannot pay them.
Although I've called Thomas Schwartz's voicemail and Siler Financial Group many times, I am getting no positive response, or any response, from them. I called them, asking for a supervisor and was told that Schwartz would call me. I made it clear that he was to call me on my cell phone, as I was on the road. He did not do so. When I got home night before last, I found a voicemail message on my home phone from him. His message: "Well, I'm calling you, as you asked." I've tried to call him since and am unable to reach him or to get any resolution to my credit problem. I want my money back or I want a satisfactory result. It seems I'm not going to get either!!
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