I applied for a payday loan. I needed cash so I decided to just apply as a possible option to my dilemma. I only applied to see if I would be approved if I were to be forced to take that route. "Danny" called my cell phone to ask my supervisors name. I returned his call and got his voice mail. I said, "Do Not, I repeat, Do not put any money into my account until I know what the fees are. I called again and again and again. No return calls. Next thing I know the money was in my account. My bank had no routing # for them to put the money back. Short version I'm paying $500.00 on a $200.00 loan. This was a disaster! Never again. Oh yea, I had to pay a return fee because they tried to debit money before the agreed date.
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