AS with the other few hundred complaints I've found on a dozen or more sites; concerning Last Chance Cash Advance, and ALL of its affiliated companies, marketing groups and so called service providers. Was as all others, looking for a bit of extra cash for the Holiday's, went online, and filled out their application for a short term loan. I specifically checked the little box at the far bottom of the page that stated, no thanks. I do not want to participate in the promotion. The promotion in this case " I suppose their I.D. Theft protection has to many red flags now" but now its for Liberty Discount Club.
After even checking the NO THANK you box. My application as all the others, was redirected to some third party website. I simply closed the browser and went no further. NOW, some weeks later. I get a fraudulent, unauthorized debit from my checking account for $29.91.. As with the rest, no one answers the 877 number, and last chance cash advance doesn't provide any contact info on their website, and the other company ask for info such as member i.D., transaction codes etc. Darn well knowing it doesn't exist, being I didn't accept the promotion nor signed up for any membership, trial, test or otherwise.
This is the closest thing to downright commercial and financial fraud, theft, that I've seen. And even more disturbing that's it's apparently being allowed to happen. I contacted my bank immediately, but being a weekend, no luck! With a little research I found the following: This information is directly related to Last Chance Cash Advance and the company that debited my account that works with them, liberty discount club.
UPDATE: I did a little more foot work to see how they operate. I provided enough info to get to the promotional section. As soon as you hit the no thank you for the promotions check box, the company immediately processes your information and disregards you when you have checked the opt-out box. Then it reloads the page and makes you start over again, or sends you to third party offers.
this needs to be taken to the media, and let it spread like wildfire. The only way to shut this kind of bad business down. Below are the names that are shown to be affiliated with the company, it's marketing groups, etc, etc.
Last chance cash advance - is the top of the pyramid, and they are all affiliated, so of course all make money by scamming hard working americans looking for a little bit of financial help.
Mr. Jeff Goldstein - President
Mr. Phil Huston - Vice President of Marketing
Mr. Greg Greenstein - VP
Mr. Steve Decker - VP
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