Don't know why mine was deleted (Fairbanks hacker, perhaps?) but here it is again. Because i'm dealing with this right now!
Fairbanks bought our mortgage from Trans America in June of about one year after we bought this house. We had problems with our payments being processed from the time they acquired the loan. We've been to court twice to fight off foreclosure and both times the case was dismissed.
Also, this is the second year in a row that Fairbanks claimed that we did not have homeowners insurance, even though THEY PAID IT from our escrowed account.
Last year we were able to resolve it. This year we got hit with the $1800/year insurance that Fairbanks provides. My insurance is actually under $400/year. I have been in contact with them on many occasions in the past three months and thought it was resolved each time, but every month we got a new letter, the last one was certified.
I had my agent fax them all of the information and had our attorney send them the same information. We still do not know if the situation has been settled.
I will say it Fairbanks should be treated like the terrorist that they are!
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