I've had my checking account, savings account, and a credit card with Wells Fargo Since 1998. I have never taken out a loan for anything, but I have always had credit cards and have always paid them on time and never have carried a balance. I have never been taken to collections, been sued, etc. Lived in the same town for the last 15 years. At this moment in my life I don't owe anyone a cent, I'm employed and am living well below my means. Wells Fargo refused to loan me $10,000 to purchase a vehicle worth $18,000. My credit is over 750! No offer was made at any interest rate, high or low. The loan payments would amount to $200-250 a month and the vehicle will likely still be worth 10K at the end of five years. They said no because I have never had a car loan before. Amazing! This is just like trying to get a job with no experience required! I'm on my way down to join the local credit union, which is what I should have done back in 1998!
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