What sort of bank creates a situation in which you should not deposit cash you wish to spend? As far as I know just Wachovia. After 4pm, a cash deposit in an ATM (a service intended to be convenient) might as well be reflected in your account as monopoly money. Last night I deposited $50 into my account through an ATM around 6PM. I checked my balance which read $50.67. So even though that was reflected in my account, it wasnt ok to use my ATM card until the money was cleared. WTF? How the f* is my CASH not OK to spend after I put it into the account. So now I have a $70 insufficient funds charge which is now to be followed by two other charges. What I should have done was kept my cash and not let Wachovia turn it into monopoly money. Why would a bank create a situation in which you shouldnt put your cash in an account? I am closing my account and hopefully when refinancing the mortgage will change lenders away from wells fargo
0 comments