I applied over a month ago for a pay day loan as I was in dire need. As soon as I filled out this one application I had a feeling it was a scam.
I called the customer service 1-877-807-4709 and was told I would be charged nothing.
Fast forward a month and I get two charges totally roughly 70 dollars on my account.
$49.95 for the Freedom Subscription Club and $19.95 for the UniGuard Plus membership.
I have called customer service which never gives the exact name of the company.
First I was told my membership was canceled. I was given a confirmation code.
Second time I was assured cheques would be mailed to me for the amounts in question.
The address given for the company is 8550 West Desert Inn, Las Vegas, NV 89117.
The address on the web is: 4001 Santa Barbara Blvd. #53, Naples, FL 34104.
The numbers for this operation are: 1-877-807-4709 and 1-877-890-1250.
I was told I would be mailed a cheque within 15 business days.
I have spoken with my bank Chase, and filed a claim on the $49.95 charge. The other charge I will have to file also. I will also have to close the account. Unfortunately my branch at Chase was unhelpful and said I would need to wait for charges to clear, and then open with a new deposit. The manager was very smug and unhelpful as if it's a crime to be low-income in the USA now.
It almost seems that Chase is helping along with stealing my money, as they refused to close my account till I had $20.00 in charges clear. Now I have to wait till payday to make a deposit to open another account.
I doubt I will see any of this money returned as by 15 days the whole of this operation
could have closed up shop.
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