The week of Mid-June I began searching the internet for a credit card for our business. On approximately June 19th, I received a phone call from a company representing themselves as Credit Services They said that they were responding to my inquiry on the net and that we were qualified for a Visa with a credit limit of $2500.00 underwritten by Bank of America. There would be an initial set up fee of $296.00 that would be debited to my checking account on July 3. I was told that I would receive an information packet on the card and their services and a signature sheet for the debit, when they received the sheet back my card would be mailed out.
I was given an 800 number, they ladies' name and her extension. (Of course, this is not a working number) When you call the 800 # it says Welcome to Customer Service, please call our new # 800-513-8180, when you dial this # you will get a busy signal or it will ring a few times and cut off.
I never received any paperwork or my card. After not receiving anything by the promised delivery date of July 8, I contacted my bank to see if there was a telephone number attached to the transaction. It was the same number that I have listed above and the company was listed at First Choice. We have contacted Bank of America and they have not heard of this company or authorize them to use their name.
Bank of Amercica has now involved their security department to get to the bottom of this. I am curious just how much $ this dummy company made on July 3?
The lady on the phone had all of the anwsers to some very tough questions and seemed very legitimate! BEWARE even when a very well known company is supposed to be backing a card, it is still a scam!
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