I was a statefarm customer for 15 or more years, had one chargable accident in that time. Everything was looking good no problems. I was advised by agent to carry uninsured motorist on my policy. Ok had two vehicles, paid premiums for all required insurance. Full coverage on one vehicle. Told me could get stacking coverage.$25000.00 ea.=50000.00. So I would not have to worry if someone hit me and had no insurance, sound good to me
In July/1999; Matter of fact it was 07/04/99; was involved in a crash. The other driver/owner did not have insurance, no worries right, the Good Neighbor was on my side. Well I was told not to worry by my Good Neighbor. My wife was injured in this crash, no problem we had the best coverage all will be taken care of. WRONG! Reassurance all will be taken care of NOT SO LIE
she went from doctor to doctor until PIP&Medical benefits ran out.
Now our vehicle, 1989 Buick Century. A rep. in Florida local office, offers me 1000.00 less 500.00 deductable. I told him to replace my vehicle for that amount. He stated could not replace for that amount, but thats all I was going to get.
My reply to that was let me see what a lawyer says, told me I was wasting my time a lawyer would not do any good he calls the shots for State Farm! The next day called me said would give $2000.00/2500.00. Less my deductable of course.
I was also told I did NOT need a lawyer, I could get more out of State Farm without one. Just cooperate with them What a joke. So in 2001 got a lawyer to take the case for my wife and take care of medical bills and prescriptions ($350.00/month.
Insurance offer $5000.00? Had 50000.00 coverage whats the deal. Refused offer. As of July-01/03 nothing yet. On July 02/03 received letter from lawyers office from State Farm long letter short message now offer is 1000.00. Whats up with this.
When this all started I ask about the problems State Farm was having up north. Was told this is Florida we are nothing like that down here. Another lie! Sent my wife to a doctor on State Farm's payroll, Report said couldn't find anything wrong no surprise he gets paid to say that. Ends report with comments the only thing he could determine my wife was a middle aged female and fat!!! Any advise on this matter? I would be grateful.
Please respond using the rebuttal Thanks for your time.
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