I recently applied for a 5,000 loan with this company. They said because I have credit issues that I was approved for a secured loan. I had to put down the first six months of payments a total of 926.34 dollars plus 86.00 western union transfer fee totaling 1,012.34. Then there would be no payments due for six months. I used my whole paycheck and borrowed additional money to pay the security deposit. A1 Consolidation said for sure that once they receive the funds via wetern union transfer that I would receive 5000 dollars direct deposit to my checking account within 6 to 8 hours. I double checked with them several times that this was for sure and was told yes. Then a representative calls me and says that the lender company they go through could not issue me a loan unless I sent them another 926.34. There was no way this was possible and I expressed that so A1 then said that they will issue me a refund but I would not get it for 30 days not counting weekends. The customer service guy was very rude and uncaring about my situation. Meanwhile I have given them every cent I have and do not know how I will make it till my next paycheck. Please Help. Also A1 advertises that they are an accredited business thru the BBB and That is untrue. Now I have found out thru the BBB that A1 used another companies address as theirs and also has ripped off 7 or more other people in the last 10 days. There is no refund coming in 30 days.
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