Complaint / Review
First Premier Bank
Centennial Gold Card trying to lure me into getting a credit card with outrageous fees

I received an email from this credit company and upon reading the terms and conditions the following fee's were noted as due upon agreement, showing up on first statement:

By submitting this application you understand that your initial credit limit will be at least $250.00 and the following fees will be billed to your first statement: Annual Fee of $48.00, Account Set-Up Fee of $29.00, Program Fee of $95.00, Monthly Servicing Fee of $7.00, and an Additional Card Fee of $20.00 per card (if applicable). These fees will reduce your available credit until they are paid.

In addition they claim that the APR is $9.9% when indeed it is not.

This is a rip off and a scam.