I got a call this morning from my mother in law, telling me that someone needed to contact my husband immediately because they were going to file a case against him with the DA. He works away from home, so I call the number she gave me for a Mr Johnson, and this is what happened:
I call, and can only understand that it's United Financial something, even though I asked them to repeat it. The people all had thick eastern (Indian, Arabic?) accents. I asked for Mr. Johnson, and started talking to a guy who told me that my husband had not paid a payday loan and if I didn't take care of it right then over the phone, he would be filing charges with our local DA the next morning.
We had taken a payday loan a few months earlier and had paid it off about 3 weeks ago. I know this because I pay all the bills, and I had just checked our bank account the night before. I told the man this, but he insisted that he wouldn't have it if it had been paid. He asked if I had a confirmation e-mail, and I made him wait about 30 minutes while I checked e-mail and my bank account and finally found a reference number, which he had no interest in.
I asked him to explain how it possibly couldn't have been paid, since it was automatic withdrawl - it would have gotten paid even if the both of us had died the day before it was due. He was very rude about the whole thing, and through this whole phone exchange - close to an hour, maybe more, kept talking to other people in the office in some other language, but kept mentioning my husbands name.
What scared me is that he had my husbands name, birth date and social security number - I don't know if he had our bank info or not.
He said he was collecting for Arrowhead Investments. After I got tired of arguing with him, I told him he sounded like he was scamming people and he should be ashamed of himself and hung up. I then called Arrowhead, who has no record at all of me or my husband - big surprise.
The number just traces to an unpublished landline in Orlando, FL. And when I was getting ready to get off the phone, I started asking a ton of questions. He gave his name as "Officer Allen" but wouldn't tell me the date or amount of the loan. I wonder if that counts as impersonating a police officer over the phone?
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