I have recently been faced with unjustified overdraft charges to my account. It is no question that I had the money available and the bank has given me bogus reasons for these charges, citing its the way the vendors hold items, and the number of days it takes to recieve approval ect... in my opinion the vendor should have no bearing on this, if the money is available. If I make a mistake I am more than willing to be accountable but this is not the case. These practices are unethical and I am seeking those with similar experiences to share there stories as well, so something can be done. Wachovia has taken millions of dollars in fees from consumers and it is time that we fight back.
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