Pulled up my annual credit report and saw Farmes Ins. Group on it. Since I never dealt with these guys in my life I called Transunion and asked them how they could pull up my report without my authorization.
The answer was "they only made an account review, they don't need your authorization for that, you have to call them to find out why they did it if you don't have an account with them."
I tried to call the number that was posted on my report but it was a fax number. Called Transunion again: "sorry, thats the only number we have for them, we can't help you."
I googled their address on 4680 Wilshire Blvd (the one that was printed on my report) and called that office. They hung up on me several times and finally they gave me the number for their "service center" in kansas. Naturally, they did not have any idea what I was talking about and were not able to answer my question why Farmers pulls up my credit report if I never contacted them or made any sort of inquiry. Actually, I would never do any business with them after all the reports that I read and I would not even think about applying for insurance from them.
It looks like they use credit reports for marketing purposes to sneak into peoples finances.
Where is the privacy in this country? It stinks that this is legal.
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