I'm five-month behind my mortgage with Franklin Loan Providers. Since last Goal I've attempted speaking with them when it comes to a change, they explained they'll be setting a negotiator to my situation which it'll consider like 3 months. Since that time I've been calling and asking concerning the standing, however they simply say I've to hold back.
From The month of May, they experienced my home and alter the locks, switched off the ability and water, at that time I had been outoftown so when I returned I understood what they did. At that time I had been 2 month behind and my neighbors explained what occurred, the lender arrived and confirmed them documents claiming that I had been behind to get a year. After I got inside my home all my the meals within the fridge was discomposed, the fridge was full of viruses and also the scent was incredible, the water in the refrigerator ran towards the rugs also it consumed the smell. There have been viruses also within the bathrooms plus some other areas of the home. The fridge was ineffective and that I needed to discarded it (24 months use).
Today they told me they'll not assure any change about the mortgage, they don't provide something in created declaring that they're operating my situation of course if I do want to obtain any payment when it comes to the things they did in my experience, I've to prosecute them.
Could you think this, those who've the ability (cash) do what-ever they need along with you (although the home was guarded from the Bankruptcy Judge) and there's nothing you certainly can do at regard, actually, they explained they've no-obligation to change my mortgage (9% rate of interest).
Certainly the worst lender I've actually handled.
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