I was being charged 23.99% interest. Was told I was late so the interest went up to 29.99%. I told the woman in India to throw a penny in and make it 30%. Most calls are being sent to India now.
This is a rip off company and it should be against the law to charge such high interest. The only way I can get it lowered she said was to go to Consumer Credit Counseling. At least they told her that much.
I have never missed on payment but that didn't matter to them. They closed my account. I am glad they did because I will never own another credit card. All of them are a rip off with interest and fees. They are the worst thing that ever happened to the USA and they have no rules set for them as far as interest is concerned. They can do whatever they chose to do.
I am sorry I ever received my first credit card. I got this one for some needed dental care that cost me about $4,000 and I still have no back teeth for that money or teeth above pulled and dentures above. This dentist charged me $850 each for 3 crowns! Then we wonder why people have bad teeth and don't go to a dentist! Maybe that can be my next rip off report!
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