I received a yellow post card in the mail. This is out appeared on the card:
front side:
activation center this may be your final notication
4026 henderson blvd.
Tampa, florida 33629
important: call with confirmation number below (my so-called #) approved credit limit $4000.00
toll free 1-800-822-0967 membership: unsecured platinum activation center hours of approval:
jso confirm within 72 hrs. Operation: mon-fri: 9:00am
to 10:00pm sat.: 10:00am to 6:00pm (est)
my name
my address
my city, state, zip code
On the other side:
dear marcelle:
we are notifying you that your credit card has been activated. Our records show this card to have an approved line of credit of $4000.00 this may be your final notification please call (800) 822-0967 now for immediate activation enjoy your new credit status must have a current checking account and be at least 18 years of age. This special offer may be withdrawn at any time without notice. Due to overwhelming response, toll free lines may be busy during peak hours. Please keep trying.
I called them and she convinced me that it would be to my benefit. The woman's name was nancy mcnelis. She was very nice, in fact i spoke with her for quit awhile, as she explained how my membership would work for me. I gave her authorization to debit my account for 199.95 i had also, paid check, another fee of 49.00.
I called back again after nov. 30th, to cancel but, the gentleman i spoke to, the manager, by the name of israel, told me it was too late and i would not be able to get a refund. So, i was stuck with it. I was suppose to call back before nov 30th, if i decided to cancel. Eventually, i received a catalog in the mail and a packet explaining the program. I did not receive a major credit card however, instead, a silver card called, "members platinum". But, nancy had already explained to me that i would not receive a major credit card, so i wasn't surprised.
How it was explained to me, was that i would receive a mercant card and catalogs to order from. (i was also told that i could go on their site and order from thousands of products.) and, all i had to do was order an item which had to be 100.00. And, if i made my monthly payments on time each and every month for 6 months, i think it was, i would receive a major credit card with some unbelievable low interest rate. Boy, am i guilable!
After months of trying to call them to ask questions and concerns i had, and there phone continually being busy, i finally realized something just isn't right here.
So, i got on-line and typed in "members platinum in te search box and this site popped up, and here i am.
Unfortunately, it has been too long since the actual transaction took place and my bank denied my request for reversal, so, my next step will be to purchase the guide and see what that can do for me.
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